Disclaimer

Last updated: May 13, 2026

General Disclaimer

This Disclaimer applies to the use of WealthFlow Academy and its content. We provide educational information, resources, and courses for general informational purposes only. The materials presented on our platform are designed to help households in Causeway Bay and beyond understand personal finance management and money allocation techniques.

We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or suitability of the information provided. While we strive to ensure all content is current and reliable, financial circumstances vary significantly from person to person. We do not guarantee that the information will meet your specific needs or expectations, and we are not responsible for any errors or omissions in our materials.

Your use of our website and courses is at your own risk. We assume no liability for any damages or losses arising from your reliance on the information provided through our platform. This includes but is not limited to direct, indirect, incidental, consequential, or punitive damages.

No Professional Advice

Our courses and educational materials are not intended to constitute professional financial, investment, tax, or legal advice. We do not provide personalized financial guidance, and nothing on our platform should be construed as a recommendation to buy, sell, or hold any financial instrument or investment. The content is educational in nature and reflects general principles applicable to personal finance management.

Each person’s financial situation is unique and may be influenced by factors including income level, expenses, debt obligations, family circumstances, risk tolerance, and long-term goals. Before making any financial decisions, we strongly recommend consulting with qualified professionals such as certified financial advisors, accountants, or legal experts who can assess your individual circumstances and provide tailored recommendations.

We do not endorse any specific financial products, services, or institutions mentioned in our materials. Any reference to external resources or examples is provided solely for educational purposes and does not constitute an endorsement or recommendation.

Liability Limits

To the fullest extent permitted by applicable law, we disclaim all liability for any damages, losses, or expenses resulting from your use of our courses, website, or educational materials. This includes losses arising from technical failures, interruptions in service, data loss, or unauthorized access to your account or information.

We are not responsible for any third-party content, links, or resources that may appear on our platform. Your interactions with external websites or services are entirely at your own discretion and risk. We do not control, monitor, or endorse any third-party content and are not liable for any harm or losses resulting from such interactions.

Some jurisdictions do not permit the exclusion of certain warranties or the limitation of liability. In such cases, our liability will be limited to the extent permitted by law. If any portion of this disclaimer is found to be unenforceable, the remaining provisions will continue in full effect.